Find the right credit card

Whatever your needs, we have a credit card that's right for you

Find the right credit card

No matter which card you choose, you’ll enjoy important features like:

  • Expense management tools
  • No fee for additional employee cards
  • EMV smart chip technology for added security
  • Mobile payment capability for added convenience

Already have a credit card? Log in to your account.

I love this bank, they will have my business forever! Went in today to take care of some Christmas things and my daughters (2 and 1 years old) were being a handful. Linda Knutson came out and gave a helping hand and then some. Chloe got a beautiful stuffed lamb with some fun accessories and Zoe got an adorable bear to take home! Thank you for treating us like family!
-Martha A.

Pick the best rewards card for you

Flexible cash rewards for your business

Visa® Business Cash Card

Earn cash back1 every time you use your card: 3% on eligible net purchases from office supply stores, phone and TV ervices,2,4 2% on eligible net restaurant and gas purchases, and1% on all other eligible net purchases, plus $25 cash back after your first purchase.3 

Find out more

Rewards to use the way you want4

Visa® Business Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to1.5% cash back).5 Plus, earn 2,500 bonus rewards points after your first purchase.3 There is no limit on the total cash back you can earn, and you have five years to redeem for rewards.4 

Find out more


Visa® Business Rewards PLUS Card

Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline.6 Earn 1.5 points monthly for every $1 you spend on eligible net purchases. Plus, earn 20,000 one-time bonus rewards points after you spend $2,000 in the first 3 months.3 There is no limit on the total cash back you can earn, and you have five years to redeem for rewards.4

Find out more

Pay down balances

Visa® Business Platinum Card

Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card.

Find out more 

Business Debit Card

More than a checkbook. Better than an ATM card.

Bell Bank's free business debit card combines the functions of a checkbook and an ATM card with the acceptance of a major credit card – but without the potential pressure of paying back a high-interest loan. In fact, you can easily manage your business’s finances with this one, simple card.

Features & Benefits

  • New chip technology – provides more security and ease of use in other countries
  • Convenient record keeping – detailed statements includes date, location and amount of transactions, so you can easily track and file business expenses
  • Optional ATM access – 24-hour ATM access lets you transfer funds between accounts or make a withdrawal after hours
  • Do business anywhere – use at hotels, restaurants, office supply stores, and even gas stations
  • Safe and secure – your personal identification number (PIN) helps keep your business safe from unauthorized purchases and transactions; plus, you can assign different PINs and purchase limits to different employees within your company   

Bell Bank Business Debit Mastercard® offers:

  • Identity Theft Resolution Services – in case you become a victim of I.D. theft
  • Mastercard® Global Service – 24-hour assistance in card or cash emergencies
  • Mastercard® Airport Concierge – help with connections and processing at select airports
  • Extended Warranty – doubling most store brand warranties
  • Purchase Assurance – covering items purchased with your card if they’re damaged or stolen

Apply for a credit card

Bell partners with Elan, one of the nation's leading credit card issuers for banks.

Apply now or stop by one of our branches for an application.

Credit card lost or stolen?

To report a lost or stolen credit card, contact Elan Financial Services immediately by calling 24-Hour Cardmember Service toll free at 800-558-3424.


1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles. 

2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) or each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.

4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Card member Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

5 Real Rewards: You will earn1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Why Bell

We provide great service to you and your business each and every day. Your best interest is as important to us as our own. It's the Bell difference.


phone icon

Find a Bell business banker near you.

Meet your business banker who can help you with your banking needs.

Find an expert


Switching banks is easier than you think!

It's sure easier than feeding your kid peas.

Paperless: it’s the right thing

Save stacks of paper (and several trees) when you choose paperless statements. Plus, you’ll get $5 per deposit account the first time you switch to online paperless statements.

Treat Yourself!

Refer a new customer to Bell, and you'll each get $50. Spend it on a nice dinner (or whatever you want)!